Polygon Underwriting

Specie Insurance Specialist

What is specie insurance? 

The objective of Specie Insurance is to provide cover for one of the most common and oldest risks – historically known as “piracy” – but in South Africa commonly referred to as hijacking or, more mundanely, as theft of cash and valuables whilst in transit or storage.

Specie insurance is a specialised form of coverage and is essentially about protecting high-value, portable items – such as precious metals, gems, securities, and cash. Our core focus is specie associated risks, with a focus on cash.


Covers cash (or valuables like gold or diamonds) whilst in transit from one destination to another.

Why the need for Specie?

Specie insurance protects the valuables in the event of fire, theft, accidental damage. Leaving you with peace of mind and with assurance that your assets and valuables are covered. 

We understand our client’s needs and offer meaningful solutions to their insurance requirements, tailor made.

Specie risks is our speciality, and we pride ourselves in the end-to-end cover solution we offer to our clients / policyholders.

End-to-End cover solution

Cash on site

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Cash Acceptance Device

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Cross Pavement

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Cash in Vehicle

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Cash Centre / Vault

How our Premiums are calculated:

Custom tailor-made premium solutions depending on covered risk, required cover limits required.